Financing is one of the key factors for companies, therefore, obtaining it must be a process that does not end up representing greater difficulty for them, so that smaller and medium-sized businesses can have the resources they need as soon as possible, in a way easy and fast.
Taking into account that more than 70% of SMEs in Mexico disappear during their first two years of operation, with lack of financing being one of the strongest causes, attractive credit products should be put on the table.
6 advantages of online loans
That is why there are currently entities that offer financing options to SMEs so that they obtain resources without investing too much time, without so many requirements, and with not complex systems, such as the Merchant Cash Advance (MCA) service offered by Pymes Capital.
Analyze the advantages it offers you with its online loans.
1. Online financing
This way of being able to request a loan is already an advantage in itself. The fact of not having to leave your workplace, home or office to be able to request resources is a plus, since you do not waste time or have to separate yourself from your daily activities.
It is enough to enter the website, select the option to request financing, fill out a short form, and you will be on your way to get capital.
2. Personalized service and products
Thanks to the aforementioned form, an idea of what the applicant businesses are like is given, which means that the financial product offered is just tailored to them, something convenient, since they are given the resources they can handle, without there being any risk. of default.
3. Affordable requirements
Apart from being easy to apply for, the requirements for a loan to be effectively granted are not complicated. Only the following is required:
- Fill out the online form.
- Give your name, email and company address.
- Have SAT credentials: CIEC and RFC.
- Have the credentials of the Point of Sale Terminal provider.
- Have at least six months of operation in your business.
- Have sales of more than $25,000, through debit or credit cards.
4. High approval rate
Because the requirements are lax, funding is unlikely to be turned down. Many of the requirements mentioned are basic for a company to operate, so something that is complex to achieve is not requested.
5. Minimum resolution time
You no longer have to wait weeks or months to find out if the requested financing was granted or not, thus affecting productivity. Online loans are resolved quickly. It is possible that in just one day you can know if there was approval.
6. MCA system
SMEs in Mexico can now enjoy the type of financing offered by Pymes Capital, which is based on giving a good sum of money in advance, which is paid by businesses with a percentage of their future sales, sales that they achieve thanks to that, with the resources obtained, they can optimize their project, improve their offer, their strategy, and win more clients.
A strategy where everyone wins, with Pymes Capital. Give this financing system a chance, and get the opportunity to grow your project.